How to Get Coverage If You Miss Open Enrollment
Missing Open Enrollment doesn’t have to leave you without health insurance. Understanding how to get coverage if you miss open enrollment ensures you can still protect yourself from unexpected medical expenses. This guide explains your options, including Special Enrollment Periods (SEPs), Medicaid, short-term insurance, and strategies for securing coverage outside the standard enrollment window. What […]
Health Insurance Options After Losing a Job
Losing a job can be stressful enough without worrying about losing your health coverage. Understanding your health insurance options after losing a job ensures that you and your family remain protected against unexpected medical costs. Whether you’re considering COBRA, marketplace plans, Medicaid, or short-term coverage, knowing your health insurance options after losing a job can […]
Can You Get Health Insurance Anytime During the Year?
Many people assume health insurance is only available during a short enrollment window. That leads to a common question: can you get health insurance anytime during the year? The short answer is sometimes. While most people must enroll during Open Enrollment, there are specific situations where coverage is available year-round. Understanding can you get health […]
What Is the Best Plan If You Rarely Go to the Doctor?
If you’re healthy and rarely need medical care, paying for an expensive insurance plan may feel unnecessary. Still, skipping coverage entirely can be risky. Understanding the best insurance plan if you rarely go to the doctor helps you balance low monthly costs with protection against unexpected emergencies like accidents, sudden illnesses, or hospital stays. This […]
How to Compare Plans Side-by-Side
Comparing coverage options can be confusing, but when you compare insurance plans side-by-side, the differences become much clearer. This approach allows you to evaluate costs, coverage, and benefits at the same time, helping you avoid surprises and choose a plan that fits both your healthcare needs and financial goals. Instead of reviewing plans one by […]
Is a High-Deductible Plan Worth It?
Choosing the right health insurance can feel overwhelming, especially when faced with rising premiums and out-of-pocket costs. One option many people consider is a high-deductible health plan. These plans promise lower monthly premiums, but they also come with higher upfront costs when you need medical care. So the big question is: Is a high-deductible health […]
Understanding Deductibles, Copays, and Coinsurance in BCBS Health Insurance
Health insurance can feel confusing—especially when terms like deductibles, copays, and coinsurance start showing up on your plan documents. If you’re enrolled in Blue Cross Blue Shield or thinking about signing up, understanding how these costs work is essential to managing your healthcare budget. This guide breaks down BCBS Health Insurance Deductibles Copays Coinsurance in […]
New Year, New Coverage: How to Choose the Best Blue Cross Blue Shield Plan
A new year is the perfect time to reassess your health insurance. Life changes fast—new jobs, growing families, rising medical costs—and the plan that worked last year may no longer be the best fit. If you’re considering Blue Cross Blue Shield, you’re already on the right track. The real challenge is choosing the Best Blue […]
The Oral-Systemic Connection: Insurance for Chronic Conditions
When people think about health insurance, they usually separate dental care from medical care. But science tells a different story. Your mouth isn’t isolated from the rest of your body—it’s deeply connected. This relationship is known as the oral-systemic connection, and it plays a major role in how chronic conditions develop, worsen, or are managed. […]
Medicare Advantage 2026: The “Trimmed” Dental & Vision Benefit
Medicare Advantage plans have long been popular for their “extra” benefits—especially dental and vision coverage. But Medicare Advantage 2026 is bringing noticeable changes, and many enrollees are starting to see those extras trimmed back as insurers adjust benefits and coverage limits. If you rely on dental cleanings, eyewear allowances, or routine vision exams through your […]