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Quote Maesto (“we,” “us,” “our”) works hard to build and maintain a relationship of trust with you. This Privacy Policy (“Privacy Policy”) governs our collection, use, and disclosure of your Personal Information (as defined below) in connection with your use of our websites on which this Privacy Policy is linked (collectively, “Sites”) and any transactions, interactions, or other engagements you might have with us (collectively, “Services”). For clarity, the term “Sites” does not include any sites owned or operated by third parties.
Please read this Privacy Policy carefully before using our Sites and/or engaging with us. If you do not agree with this Privacy Policy, you must refrain from using our Sites and/or engaging with us. By accessing or using our Sites and/or engaging with us, you agree to our use of your information consistent with this Privacy Policy.
We may collect information that personally identifies, relates to, describes, or is capable of being associated with you (“Personal Information”), including:
Personal identifiers and contact information such as name, birthdate, mailing/physical address and zip code, email address, phone number, and IP address;
Characteristics of protected classifications under California or federal law such as age, marital status, and gender;
Commercial information such as product interest, purchase or consuming history or tendency, household income and size, credit score, information from your participation in surveys or other consumer feedback, auto information (vehicle count, car insurance status, vehicle year/make/model, ownership status, primary use, average miles per day, insurance coverage amount, number of at-fault accidents, number of traffic tickets, DUIs or Sr-22s, license suspensions), and home information (whether you own or rent a property, type of property, current home insurer, home age, home square footage, and number of stories of residence, homeowner status);
Audio, electronic, visual, thermal, olfactory, or similar information such as call and written communication recordings;
Professional/employment information such as occupation, employment status and history, education level, business name, and job title;
Internet & network information such as browsing/search history, data collected by cookies, pixels, and similar technologies, and device specifications such as device IDs, browser type, and operating system;
Inferences drawn from the above categories of Personal Information that relate to your preferences for insurance; and
Personal information as described in Cal. Civ. Code § 1798.80(e) solely to the extent collected under another category of Personal Information above.
We do not collect Personal Information that may be considered Sensitive Personal Information under relevant privacy laws.
The types of Personal Information we collect about you may vary based on how you use our Sites and/or your relationship with us.
We and third parties use cookies (small text files placed on your computer to identify your computer and browser) and other automated tools such as pixels and clear gifs (collectively, “cookies”) to track your interaction with our Sites and to improve the experience of our Sites and Services, such as saving your preferences from visit to visit, presenting you with a customized version of the Sites, and tracking certain aspects about a user’s visit or engagement with an email or other communications. Many web browsers are initially set up to accept cookies. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, certain features of our Sites may not work if you delete or disable cookies.
We use the following types of cookies:
Strictly Necessary: These cookies are essential to operate the Sites and provide you with services you have requested.
Functional: These cookies enable certain features or non-essential functionality on our Sites. For example, we might use these cookies to recognize you and remember your preferences or settings when you return to our Sites so we can provide you with a more personalized experience.
Advertising Cookies: These cookies allow us and third parties to learn more about you, including your use of our Sites and other websites, and to advertise products or services that might interest you as further indicated below.
Analytics Cookies: These cookies help us, and third parties understand how our Sites are working and who is visiting our Sites.
User activity information may be associated with additional information about a user’s session and Personal Information, if provided by the user.
You can opt-out of certain types of cookies and other tracking tools by clicking the cookie settings icon at the bottom of applicable Sites.
If you arrive at our Sites by “clicking through” from another website, then certain information about you that you provided to that other website, such as the terms you searched that led you to our Sites, may be transmitted to us and we may use it. You should review the Privacy Policy of any website from which you reached our Sites to determine what information the operator collects and how it uses such information. We may retain information about you provided to us by other websites and will use it in accordance with this Privacy Policy. Such information may be associated with other Usage Data or Personal Information.
We may work with third-party advertisers, search providers, social media companies, and ad networks (collectively, “Ad Networks”) to learn more about you and show you ads or other content that we believe would be relevant to you. Advertisers may collect and use information about your use of our Sites or Services as well as other websites and services. These companies may use cookies and other online tracking technologies to collect and use your information. We and/or Ad Networks may also append other data to the data collected by Ad Networks to create an interest profile of individual users.
Our Privacy Policy does not cover any use of information that an Ad Network may collect from you except when the Ad Network acts as our service provider. Advertisements may be shown via our Sites or on third-party websites.
If you do not want to receive interest-based advertising, you can visit the Digital Advertising Alliance (DAA) Consumer Choice Page. The DAA website allows you to opt-out of one or more interest-based advertising networks. Opt-outs are device- and browser-specific; therefore, you must set your opt-out preferences for each device and browser. Deleting browser cookies can remove your opt-out preferences; however, the DAA offers browser extensions that help preserve the opt-out preferences you set on the DAA’s Consumer Choice Page.
Please note that opting out only applies to interest-based advertising from participating Ad Networks. You may still receive other types of online advertising.
| Processing Purpose | Personal Information Used |
|---|---|
| Deliver the products and services that you have requested. | · Personal identifiers and contact information· Personal information as described in Cal. Civ. Code § 1798.80(e)· Characteristics of protected classifications under California or federal law· Commercial information· Audio, electronic, visual, thermal, olfactory, or similar information· Employment information· Internet & network information· Inferences |
| Send you offers that you have opted in to receive and communicate with you by e-mail, postal mail, telephone and/or mobile devices about products or services that may be of interest to you either from us or third parties. | · Personal identifiers and contact information· Personal information as described in Cal. Civ. Code § 1798.80(e)· Characteristics of protected classifications under California or federal law· Commercial information· Audio, electronic, visual, thermal, olfactory, or similar information· Employment information· Internet & network information· Inferences |
| Manage your relationship with us and provide you with customer support. | · Personal identifiers and contact information· Personal information as described in Cal. Civ. Code § 1798.80(e)· Characteristics of protected classifications under California or federal law· Commercial information· Audio, electronic, visual, thermal, olfactory, or similar information· Employment information· Internet & network information· Inferences |
| Perform research and analysis about your use of, or interest in, our products, services or content, or products, services or content offered by others. | · Personal identifiers and contact information· Personal information as described in Cal. Civ. Code § 1798.80(e)· Characteristics of protected classifications under California or federal law· Commercial information· Audio, electronic, visual, thermal, olfactory, or similar information· Employment information· Internet & network information· Inferences |
| Develop and display content and advertising (such as targeted ads) tailored to your interests on our Sites and other websites. | · Personal identifiers and contact information· Personal information as described in Cal. Civ. Code § 1798.80(e)· Characteristics of protected classifications under California or federal law· Commercial information· Audio, electronic, visual, thermal, olfactory, or similar information· Employment information· Internet & network information· Inferences |
| Manage our business and enforce our terms and conditions. | · Personal identifiers and contact information· Personal information as described in Cal. Civ. Code § 1798.80(e)· Characteristics of protected classifications under California or federal law· Commercial information· Audio, electronic, visual, thermal, olfactory, or similar information· Employment information· Internet & network information· Inferences |
| Protect our Sites, our customers and/or our other users from fraud, hacking or other harm. | · Personal identifiers and contact information· Personal information as described in Cal. Civ. Code § 1798.80(e)· Characteristics of protected classifications under California or federal law· Commercial information· Audio, electronic, visual, thermal, olfactory, or similar information· Employment information· Internet & network information· Inferences |
| Cooperate with legal, criminal or regulatory investigations or proceedings. | · Personal identifiers and contact information· Personal information as described in Cal. Civ. Code § 1798.80(e)· Characteristics of protected classifications under California or federal law· Commercial information· Audio, electronic, visual, thermal, olfactory, or similar information· Employment information· Internet & network information· Inferences |
| Perform functions as otherwise described to you at the time of information collection. | · Personal identifiers and contact information· Personal information as described in Cal. Civ. Code § 1798.80(e)· Characteristics of protected classifications under California or federal law· Commercial information· Audio, electronic, visual, thermal, olfactory, or similar information· Employment information· Internet & network information· Inferences |
We may provide your Personal Information to other businesses that provide services to us or on our behalf (“Service Providers”). Categories of Service Providers we use include marketing and communications vendors, which help us market our Services to you, conduct surveys, and communicate about our business, including vendors providing mail, email, telephone, and text message services; research and development vendors, which help us conduct research and develop enhancements to our Sites and Services; data and business analytics vendors, which help us collect, analyze, and improve the accuracy of our data, including Personal Information; IT and network administration vendors, which provide services such as data storage and management, website hosting, and data security; professional service firms, which provide accounting, legal, HR, and other professional services and software; and general service providers, which help us with day-to-day business operations such as office support services, courier services, facilities management, and document destruction.
Each Service Provider is expected to use reasonable security measures appropriate to the nature of the information involved to protect your Personal Information from unauthorized access, use, or disclosure.
| Category of Third Party | Sale or Share | Purpose of Sale or Share | Categories of Personal Information |
|---|---|---|---|
| Ad networks & ad technology providers | Share | To facilitate our advertising of goods and services | · Personal identifiers and contact information· Characteristics of protected classifications under California or federal law· Audio, electronic, visual, thermal, olfactory, or similar information· Commercial information· Employment information· Internet & network information· Inferences· Personal information as described in Cal. Civ. Code § 1798.80(e) |
| Business Partners | Sale | To enable purchaser, or their affiliates or marketers when applicable, to market and provide their goods and/or services to you | · Personal identifiers and contact information· Characteristics of protected classifications under California or federal law· Commercial information· Employment information· Inferences· Personal information as described in Cal. Civ. Code § 1798.80(e) |
| Affiliates | Sale | To enable the purchaser to market and provide their goods and/or services to you | · Personal identifiers and contact information· Characteristics of protected classifications under California or federal law· Employment information· Inferences· Personal information as described in Cal. Civ. Code § 1798.80(e) |
| Insurance Companies and Agencies | Sale | To enable the purchaser to market and provide their goods and/or services to you | · Personal identifiers and contact information· Characteristics of protected classifications under California or federal law· Employment information· Inferences· Personal information as described in Cal. Civ. Code § 1798.80(e) |
We may occasionally disclose your Personal Information to Third Parties for purposes such as:
To advertising partners to facilitate transactions or interactions (e.g., marketing) requested by you.
To comply with applicable law.
To respond to legal requests (including court orders, investigative demands, and subpoenas) if, in our discretion, we believe it is necessary or appropriate.
To prevent or stop any illegal, unethical, or legally actionable activity.
To protect the safety, property, or rights of ourselves, consumers, or any other third party.
If we are merged, acquired, or sold, or in the event of a divestiture, restructuring, reorganization, or transfer of some or all of our assets and the disclosure is necessary to complete the transaction.
To businesses controlling, controlled by, or under common control with us, as permitted by law.
For additional purposes with your consent where such consent is required by law.
Except as otherwise indicated in this Privacy Policy, we have not disclosed categories of Personal Information to Third Parties for other purposes.
We may use your Personal Information to market products or services that are likely to be of interest to you or to provide you with special offers and opportunities via email. You may opt out of these marketing emails by following the instructions (typically a link) in the footer of all commercial email messages. You may also opt out of email marketing communications by emailing us at policy@quotemaestro.com.
Please allow up to 10 business days for us to fully process an opt-out request.
We may also send you other types of transactional and relationship emails, such as:
Requests for additional information
Confirmations
Service updates or announcements
Administrative notices
Surveys
These emails are sent without the opportunity to opt out.
Please note that opting out of commercial emails will only affect future communications from us. If your information has already been provided to a third party before you updated your preferences, you may need to adjust your preferences directly with that third party.
You have the right to request, up to two times per 12-month period, the following information about the Personal Information we have collected about you:
The categories or specific pieces of Personal Information we collected.
The categories of sources from which we collected your Personal Information.
The business or commercial purpose for which we collected your Personal Information.
The categories of Third Parties with whom we disclosed your Personal Information.
Please note that we cannot provide access to specific pieces of Personal Information if the information is sensitive or if disclosure would create a high risk of potential harm to you or others.
For residents of Oregon or Minnesota, you also have the right to request, up to two times per 12-month period, a list of specific Third Parties to whom we disclosed your Personal Information. If we do not maintain information in a format specific to you, we will provide a list of Third Parties to whom we disclosed Personal Information of any consumers during the relevant period.
You have the right to request that we delete any Personal Information we have collected about you.
Please note that we are not required to honor a deletion request if a legal or operational exemption applies, including, but not limited to:
The information is necessary to complete a requested or reasonably anticipated transaction.
The information is needed to prevent security incidents or fraud.
The information is used internally in a manner reasonably aligned with your expectations.
We are required to retain the information to comply with legal obligations.
If you are a resident of a state that provides privacy rights and you would like to exercise your rights, you may submit a request by email to policy@quotemaestro.com, or by using our online submission form (if available).
Please note that requests to opt out of sales/sharing made via email or our online submission form will not impact the cookies and other tracking tools used on our Sites. To manage the use of cookies and other tracking tools on our Sites, you should access the relevant Site’s cookie management tool by clicking “cookie preferences” in the footer of the Site. Cookie preferences are Site, device, and browser specific, meaning you will need to individually set your cookie preferences for each Site you visit on each device and from each browser you use to visit the Site.
After you submit your request, we may contact you to obtain additional information necessary to verify your identity. For example, we may require you to verify certain information in our files or submit a signed declaration under penalty of perjury verifying your identity. We will not be able to process certain requests without verifying your identity, so please respond promptly to our request.
We will respond to verified requests to know, correct, delete, and appeal within 45 days, and verified requests to opt-out of sales/sharing within 15 business days, subject to any applicable exceptions and extensions permitted by law. You do not need to create an account with us to make a verifiable consumer request. However, if you have an account with us, we will deliver our written response via that account. If you do not have an account with us, we will deliver our written response by mail or electronically, at your option.
By clicking “Get Your Health Quotes” above and submitting your quote request, you represent that you are at least 18 years old, you authorize us to share the information you provided with our marketing partners so they may process and respond to your request, you agree to our Terms of Service, and you expressly consent to your information being used and disclosed as described in our Privacy Policy. You also authorize Quote Maestro and/or its marketing partners and agent marketing partners to contact you for marketing/telemarketing purposes at the number, email, and address provided above, including your wireless number if provided, using live operators, automated telephone dialing systems, pre-recorded messages, artificial voice, text messages and/or emails, even if the number you provide is on a state or Federal Do Not Call registry. Message and data rates may apply. You are not required to consent as a condition of purchasing goods or services and may revoke consent at any time.
By clicking the button above, you provide your signature expressly consenting to receive communications via live telephone, an automatic dialing system, pre-recorded message, or text message from the owner of this website or agents at the telephone number provided including your wireless number (if provided) as well as via email regarding your health insurance options including Medicare Supplement Insurance, Medicare Advantage, and/or Medicare Part D.
Your consent to receive communications in this way is not required as a condition of purchasing any goods or services.
Your telephone company may impose additional charges for text messages.
You acknowledge that you have read and understand all of the Terms and Conditions and Privacy Policy of this site.
All inquiries will be followed up via Text Message & Email Follow Ups.
Message and data rates: Even though unlimited texting has become more common, some users may have to pay a small fee to receive text messages.
“Msg & Data rates may apply.” Opt-out instructions (e.g., Reply STOP to unsubscribe)